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Filed under: The RVs We Drive

Budgeting For An RV

August 17, 2014 by · Leave a Comment 

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Purchasing a recreational vehicle can be an exciting experience, but it can also be an overwhelming one. Purchasing an RV is a far more complicated process than buying a car.

Las Vegas RV Resort

What does it REALLY cost to own an RV? Pictured above Las Vegas RV Resort © Rex Vogel, all rights reserved

You owe it to yourself to become well informed before jumping in. Uninformed RV consumers are likely to make unwise financial choices. Create a budget for buying your RV. Do the numbers. Think about how you will pay and/or finance your RV? What does it really cost to own a recreational vehicle? You must consider the real cost and not just the initial purchase price. You need to think about the financials that are involved in licensing and registration fees, insurance, sales taxes, roadside assistance plan, off-season storage fees, upkeep and general maintenance expenses. When budgeting for an RV include the insurance cost in that budget. Doing the research before buying provides a clearer financial perspective of the true cost of the RV. For a variety of reasons, specialized RV insurance is preferable to auto insurance for your RV. Insurance rates are dependent on many variables. Obtain free quotes from multiple companies online, compare their policies, and pick the policy that offers you maximum coverage at the best price. The Good Sam Insurance Agency offers real RV coverage, not just auto coverage for recreational vehicles, through the Good Sam Vehicle Insurance Plan. Get a Good Sam RV insurance quote today. In addition, you may wish to purchase an extended warranty plan. This is a personal choice that should be based on many factors. Extended warranties are not for everyone, but they can be a cost-effective way to safeguard the investment you’ve made in your recreational vehicle. Ideally, an RV extended warranty should allow you to save time, control your budget, and have less worries while enjoying the open road.

Enjoy your new RV and travel safe

Enjoy your new RV and travel safe everyone. © Rex Vogel, all rights reserved

The Good Sam Extended Service Plan is a full-service mechanical breakdown insurance policy, backed by an A+ insurance underwriter. More than an RV warranty program, it is insurance against a mechanical breakdown. Knowing what you are able to afford and willing to spend will save you time by narrowing down your choices. An RV lifestyle can be relatively inexpensive or it may require a small fortune. Where you end up depends on your financial abilities and careful planning. Many options are available when buying a new or pre-owned RV. With interest rates still at historic lows, many options are available. Shop the marketplace for the best rates. Good Sam Finance Center offers new and pre-used RV loans. For current RV rates, click here. Get a Good Sam custom RV rate quote today. Enjoy your new RV and travel safely, everyone!

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